In Foreclosure? You May Still Have Options—and Money Waiting.
We help homeowners stop foreclosure, sell strategically, or recover surplus funds after auction.
We help homeowners stop foreclosure, sell strategically, or recover surplus funds after auction.
Foreclosure can feel overwhelming and confusing — especially as deadlines approach. Our role is to slow things down, explain what’s happening, and help you take control.
Depending on your situation, we may be able to help with:
There is no upfront cost and no obligation to move forward.

Our mission at Divine Property Solutions LLC is to help homeowners in Lake County, IN and surrounding areas—and as we continue to grow, nationwide—navigate foreclosure with clarity, respect, and integrity.
We are committed to helping homeowners understand their options before critical deadlines, bridging the gap between overwhelming timelines and real, practical solutions. Through honest guidance, strategic alternatives, and compassionate support, we help homeowners make informed decisions—whether that means keeping their home or transitioning with dignity.
We believe no homeowner should feel rushed, confused, or pressured during the foreclosure process. Our role is not to make decisions for you—it is to ensure you feel educated, supported, and empowered to choose the path that best fits your situation.
You may be entitled to surplus funds (extra money) left over after the sale—and most homeowners don’t even know it exists.
At Divine Property Solutions LLC, we help homeowners and heirs locate, claim, and recover these funds quickly and legally.
When a property is sold at auction for more than what is owed, the remaining balance is called surplus funds.
👉 Example:
That money belongs to YOU—not the bank.
✔ Research your property and confirm funds
✔ Handle paperwork and filing
✔ Work directly with the county or court
✔ Assist with heirship claims (if applicable)
✔ Expedite the recovery process

We listen first. No pressure, no judgment.

We explain where you are in the Pre & and or Post foreclosure process and what time you actually have and how Divine can assist.

You stay in control. If we can help, we’ll explain how. If not, we’ll still point you in the right direction
Nicole Burke is a dedicated real estate professional with a strong career background in mortgage, banking & loss mitigation. Through her experience working directly with homeowners facing financial hardship, she has helped many individuals and families understand their options, avoid foreclosure, and in many cases, keep their homes.
Her passion comes from seeing firsthand how overwhelming the foreclosure process can be—and how the right guidance can completely change the outcome. She is committed to providing honest, transparent, and results-driven solutions tailored to each homeowner’s unique situation.
Nicole specializes in:

Please reach us at help@divinepropertysolutionsllc.com if you cannot find an answer to your question.
Not necessarily. Many homeowners still have options even after a sheriff sale date has been set. The sooner you reach out, the more options may be available, but we review every situation individually.
No. Speaking with us does not obligate you to sell your home. Our role is to explain your options so you can decide what makes sense for you
No. Our initial conversation is free and confidential. There are no upfront fees and no obligation to move forward.
No. Divine Property Solutions LLC is not your lender, the court, or the sheriff’s office. We are an independent local company focused on helping homeowners understand their options before a foreclosure.
In some situations, a buyer may offer relocation assistance to help a homeowner move out voluntarily and avoid eviction. This option depends on timing, cooperation, and property condition and is not available in every case.
We cannot guarantee outcomes or make legal promises. What we can do is explain your timeline, review possible alternatives, and help coordinate solutions when appropriate.
Even if your home has already been foreclosed on, you may still have options. In some cases, there may be surplus funds (extra money) left over after the property is sold at auction.
Foreclosure and related outcomes can affect credit differently depending on the situation. We encourage homeowners to speak with a housing counselor or financial professional for credit-specific advice.
That’s okay. We can still explain general timelines and options, and we are happy to work alongside your attorney if appropriate.
If you’ve received foreclosure notices or see your property listed for sheriff sale, it’s best to reach out as soon as possible. Earlier conversations often mean more options.
We focus on helping homeowners in Lake County, Indiana and surrounding areas. Including South Suburban, Cook County IL. Will soon be expanding nationwide.

Our goal is not to pressure you — it’s to help you make an informed decision.
If you’re ready to understand your options and what happens next, we’re here to help. Reach out for a free, confidential conversation — no pressure, no obligation.
Divine Property Solutions LLC is not a law firm and does not provide legal advice. We are not affiliated with your lender, the court, or the sheriff’s office. Homeowners are encouraged to seek legal counsel or HUD-approved housing counseling when appropriate.

Let’s work together to create the right path forward.
Open today | 07:00 am – 09:00 pm |

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