Divine Property Solutions LLC
Divine Property Solutions LLC

In Foreclosure? You May Still Have Options—and Money Waiting.

In Foreclosure? You May Still Have Options—and Money Waiting.In Foreclosure? You May Still Have Options—and Money Waiting.In Foreclosure? You May Still Have Options—and Money Waiting.

We help homeowners stop foreclosure, sell strategically, or recover surplus funds after auction.

Call or Text for a free, confidential conversation.

(708) 955-9216

How We Help Homeowners Before the Sheriff Sale

Foreclosure can feel overwhelming and confusing — especially as deadlines approach. Our role is to slow things down, explain what’s happening, and help you take control.


Depending on your situation, we may be able to help with:

  • Understanding your foreclosure timeline
  • Exploring options to avoid or postpone a sheriff sale
  • Selling the property before auction
  • Cash-for-keys relocation assistance (when appropriate)
  • Identifying and recovering surplus funds (extra money) after a foreclosure or tax sale


There is no upfront cost and no obligation to move forward.


About Divine Property Solutions

Our Mission

Our mission at Divine Property Solutions LLC is to help homeowners in Lake County, IN and surrounding areas—and as we continue to grow, nationwide—navigate foreclosure with clarity, respect, and integrity.

We are committed to helping homeowners understand their options before critical deadlines, bridging the gap between overwhelming timelines and real, practical solutions. Through honest guidance, strategic alternatives, and compassionate support, we help homeowners make informed decisions—whether that means keeping their home or transitioning with dignity.

We believe no homeowner should feel rushed, confused, or pressured during the foreclosure process. Our role is not to make decisions for you—it is to ensure you feel educated, supported, and empowered to choose the path that best fits your situation.


You May Still Have Options — Pre & POst Foreclosure

Find out more

Divine Property Solutions llc Real Estate - Your Trusted Partner

Did your property go through foreclosure or tax sale?

You may be entitled to surplus funds (extra money) left over after the sale—and most homeowners don’t even know it exists.

At Divine Property Solutions LLC, we help homeowners and heirs locate, claim, and recover these funds quickly and legally.

💡 What Are Surplus Funds?

When a property is sold at auction for more than what is owed, the remaining balance is called surplus funds.

👉 Example:

  • Total owed: $120,000 
  • Property sold: $180,000 
  • Surplus available: $60,000 

That money belongs to YOU—not the bank.

🛠️ How We Help

✔ Research your property and confirm funds
✔ Handle paperwork and filing
✔ Work directly with the county or court
✔ Assist with heirship claims (if applicable)
✔ Expedite the recovery process

How the process works

1. Free, Confidential Conversation

We listen first. No pressure, no judgment.

2. Review Your Timeline


We explain where you are in the Pre & and or Post foreclosure process and what time you actually have and how Divine can assist.  

3. Choose Your Option

3. Choose Your Option

You stay in control. If we can help, we’ll explain how. If not, we’ll still point you in the right direction

Meet the Founder

Nicole Burke – Founder, Divine Property Solutions LLC

Nicole Burke is a dedicated real estate professional with a strong career background in mortgage, banking & loss mitigation. Through her experience working directly with homeowners facing financial hardship, she has helped many individuals and families understand their options, avoid foreclosure, and in many cases, keep their homes.


Her passion comes from seeing firsthand how overwhelming the foreclosure process can be—and how the right guidance can completely change the outcome. She is committed to providing honest, transparent, and results-driven solutions tailored to each homeowner’s unique situation.


Nicole specializes in:

  • Trained in HUD Housing - HUD Certification 
  • Home retention solutions 
  • Pre-foreclosure guidance 
  • Distressed property strategies 
  • Surplus funds recovery assistance 



Home Owners Frequently Asked Questions

Please reach us at help@divinepropertysolutionsllc.com if you cannot find an answer to your question.

Not necessarily. Many homeowners still have options even after a sheriff sale date has been set. The sooner you reach out, the more options may be available, but we review every situation individually.


No. Speaking with us does not obligate you to sell your home. Our role is to explain your options so you can decide what makes sense for you


No. Our initial conversation is free and confidential. There are no upfront fees and no obligation to move forward.


No. Divine Property Solutions LLC is not your lender, the court, or the sheriff’s office. We are an independent local company focused on helping homeowners understand their options before a foreclosure.


In some situations, a buyer may offer relocation assistance to help a homeowner move out voluntarily and avoid eviction. This option depends on timing, cooperation, and property condition and is not available in every case.


We cannot guarantee outcomes or make legal promises. What we can do is explain your timeline, review possible alternatives, and help coordinate solutions when appropriate.


Even if your home has already been foreclosed on, you may still have options. In some cases, there may be surplus funds (extra money) left over after the property is sold at auction.


Foreclosure and related outcomes can affect credit differently depending on the situation. We encourage homeowners to speak with a housing counselor or financial professional for credit-specific advice.


That’s okay. We can still explain general timelines and options, and we are happy to work alongside your attorney if appropriate.


If you’ve received foreclosure notices or see your property listed for sheriff sale, it’s best to reach out as soon as possible. Earlier conversations often mean more options.


We focus on helping homeowners in Lake County, Indiana and surrounding areas. Including South Suburban, Cook County IL.  Will soon be expanding nationwide.


Divine Property Solutions LLC

Why Homeowners Choose Divine Property Solutions

  • Local knowledge of Lake County foreclosure & sheriff sale process
  • Clear explanations in plain language
  • No upfront fees
  • No obligation to sell
  • Respectful, private conversations

Our goal is not to pressure you — it’s to help you make an informed decision.

Contact Us Today

If you’re ready to understand your options and what happens next, we’re here to help. Reach out for a free, confidential conversation — no pressure, no obligation.

Disclaimer

Important Disclosure

Divine Property Solutions LLC is not a law firm and does not provide legal advice. We are not affiliated with your lender, the court, or the sheriff’s office. Homeowners are encouraged to seek legal counsel or HUD-approved housing counseling when appropriate.

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Ready to find your solution?

Let’s work together to create the right path forward.

Divine Property Solutions llc

(708) 955-9216-Help@divinepropertysolutionsllc.com

Hours

Open today

07:00 am – 09:00 pm

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